Terms of use

Chopi sells short video modules and audio episodes that explain business ideas in plain words. The courses follow the subjects of an MBA programme. Chopi is independent: it is not run by, affiliated with or endorsed by any university, and buying a course does not give you university credit.

The lessons are for learning. They are not professional financial, legal, tax or investment advice for your own situation.

• You must be 18 or older and give a real name and an email address you can read.
• One account is for one person. Keep your password private and don't share your login.
• You are responsible for what happens on your account. Tell us straight away if you think someone else is using it.

Each course is sold in two halves of the semester:

• Weeks 1 to 6 or weeks 8 to 14 of one course: KSh 900 each.
• The whole course (both halves in one payment): KSh 1,500.
• The full semester (both halves of every course in one payment): KSh 6,000.

Prices are in Kenyan shillings and include any taxes that apply. The price you pay is the one shown at checkout. We may change prices for future purchases, never for something you have already paid for.

What you buy is unlocked for one year from the day your payment is confirmed. After that it locks again, and you can buy it again if you want more time. Each half is a separate purchase: you can buy weeks 8 to 14 without weeks 1 to 6. Where a half has no lessons yet, it isn't on sale until it does.

We keep improving lessons. We may update, replace or reorder modules and episodes in what you bought, as long as the half you paid for still covers the same weeks of the course.

• M-Pesa Send Money: send the exact amount shown to the number on the checkout page, then give us the M-Pesa code. We check it against our M-Pesa statement and unlock your course, usually within a few hours. A code can be used only once.
• Card or Paystack M-Pesa (when offered): your course unlocks as soon as Paystack confirms the payment.
• If you send the wrong amount, we either refund it or tell you how much more to send. Payments we cannot match to an order are refunded once you show us the M-Pesa message.

Our phone and tablet apps do not sell courses. You buy on the website, and whatever you bought opens in the app when you log in with the same account.

We refund you in full if:

• you were charged twice, or charged for something you already had;
• you paid but we could not unlock your course, and we cannot fix it within 3 days of you telling us;
• you change your mind within 7 days of paying and have opened no more than two of the paid modules or episodes you bought.

To ask for a refund, email help@getchopi.co.ke with the email on your account and your M-Pesa code or payment date. We reply within 3 working days and send approved refunds to the M-Pesa number or card you paid with, usually within 7 days. A refund ends your access to what was refunded.

If we stop offering a course before your year of access ends, we refund the unused months or move you to a course of the same price, whichever you prefer.

The lessons are for your own learning. You may not:

• share your login, or let other people watch on your account;
• download, record, copy, re-upload, sell or share the videos, audio, slides or text;
• use the lessons to run paid classes or build a competing service;
• try to get around the locks, previews or payment checks, or disrupt the service.

If an account breaks these rules, we may suspend or close it. Where an account is closed for sharing or copying, we do not refund it.

The Chopi name and logo, and the lessons' videos, audio, scripts, graphics and examples, belong to Enwan Media Hub Ltd or the people who license them to us. Buying a course gives you a personal licence to watch and listen for as long as your access lasts. It does not transfer ownership of anything.

We work to keep Chopi available and the lessons accurate, but we cannot promise the service will never be interrupted or that every lesson is free of mistakes. If you find an error, tell us and we will fix it.

As far as Kenyan law allows, our total liability to you is limited to what you paid us in the 12 months before the problem. Nothing in these terms takes away rights you have under the Consumer Protection Act, 2012 or other Kenyan law.

You can ask us to delete your account at any time by emailing help@getchopi.co.ke. Deleting it ends your access, including to anything you bought, and does not on its own create a right to a refund.

We may update these terms. We change the date at the top when we do, and tell you by email or on the site before an important change applies. The terms in force when you paid apply to that purchase.

These terms are governed by the laws of Kenya. If something goes wrong, please email us first so we can put it right. If we cannot agree, the courts of Kenya will decide.

Enwan Media Hub Ltd, Kenya. Email help@getchopi.co.ke.